The One Big Beautiful Bill Act (OBBBA) was signed into law on July 4, 2025. It's a major update to the tax code, making permanent many of the rules first introduced in 2017 under the Tax Cuts and Jobs Act (TCJA) and adding new deductions and credits. Several of these...
Here at Bold Vision Financial, we believe in turning life's lemons into lemonade. One of the recent "lemons" has been the shift from traditional health plans to High-Deductible Healthcare Plans (HDHPs). But don't worry, there's a silver lining! What are HDHPs? HDHPs...
I had brunch with a friend whose husband died unexpectedly during the pandemic (not from Covid), leaving her alone with two teenage daughters. That’s hard enough for anyone to bear under normal circumstances, but two things make this case worse. The first is that...
Identity theft is on the rise, and having dealt with it personally a few years back, I can assure you it is a royal pain in the arse, a time suck, an administrative nightmare, a massive game of whack-a-mole, and to be avoided if at all possible. The best way to avoid...
I was watching TV with my older daughter last week when a commercial came on for some credit card debt management app. She turned to me and asked whether I use the app, and I looked at her like she had three heads and said “No, of course not!” She looked thoroughly...
Comparison is the thief of joy. Be kind. Assume positive intent. Spend money on what matters to YOU. Every time you get a raise or financial windfall, put at least half of it towards debt reduction and/or savings. Show up! You will almost never regret getting on/in a...
Getting married was one of the best things I ever did! I know I am so lucky to have found a partner in life – in good and bad times – to share the joy, the fun, the work, the child-rearing, and, yes, the money! We may be a smidge unusual as I run our financial...
So you’re sending a kid to college! Congratulations to you both! With all the focus on paying for college itself, sometimes the smaller picture items fall through the cracks. Here are some financial to-do’s for you and your student: Young Adult Powers of Attorney...
