Financial Hygiene

Financial Hygiene

I had brunch with a friend whose husband died unexpectedly during the pandemic (not from Covid), leaving her alone with two teenage daughters.  That’s hard enough for anyone to bear under normal circumstances, but two things make this case worse.  The first is that...

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How to freeze your credit

How to freeze your credit

Identity theft is on the rise, and having dealt with it personally a few years back, I can assure you it is a royal pain in the arse, a time suck, an administrative nightmare, a massive game of whack-a-mole, and to be avoided if at all possible.  The best way to avoid...

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How I Think About Credit Cards

How I Think About Credit Cards

I was watching TV with my older daughter last week when a commercial came on for some credit card debt management app.  She turned to me and asked whether I use the app, and I looked at her like she had three heads and said “No, of course not!”  She looked thoroughly...

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So you’re sending a kid to college

So you’re sending a kid to college

So you’re sending a kid to college!  Congratulations to you both!  With all the focus on paying for college itself, sometimes the smaller picture items fall through the cracks.  Here are some financial to-do’s for you and your student: Young Adult Powers of Attorney...

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