I had brunch with a friend whose husband died unexpectedly during the pandemic (not from Covid), leaving her alone with two teenage daughters. That’s hard enough for anyone to bear under normal circumstances, but two things make this case worse. The first is that...
How to freeze your credit
Identity theft is on the rise, and having dealt with it personally a few years back, I can assure you it is a royal pain in the arse, a time suck, an administrative nightmare, a massive game of whack-a-mole, and to be avoided if at all possible. The best way to avoid...
How I Think About Credit Cards
I was watching TV with my older daughter last week when a commercial came on for some credit card debt management app. She turned to me and asked whether I use the app, and I looked at her like she had three heads and said “No, of course not!” She looked thoroughly...
50 Pieces of Advice and Hopefully Wisdom Because Holy Crap I Just Turned 50!
Comparison is the thief of joy. Be kind. Assume positive intent. Spend money on what matters to YOU. Every time you get a raise or financial windfall, put at least half of it towards debt reduction and/or savings. Show up! You will almost never regret getting on/in a...
Congratulations! You’re getting married – let’s talk about money
Getting married was one of the best things I ever did! I know I am so lucky to have found a partner in life – in good and bad times – to share the joy, the fun, the work, the child-rearing, and, yes, the money! We may be a smidge unusual as I run our financial...
So you’re sending a kid to college
So you’re sending a kid to college! Congratulations to you both! With all the focus on paying for college itself, sometimes the smaller picture items fall through the cracks. Here are some financial to-do’s for you and your student: Young Adult Powers of Attorney...